At Parker & Shick Mortgage Team, we specialize in helping clients navigate all types of mortgage loans, from conventional and FHA to USDA and jumbo loans. However, our passion lies in serving those who have served us—our veterans and their families. As a team, John and Brittany bring extensive expertise and personalized care to every client, but our VA loan knowledge is unparalleled. Brittany, being married to a veteran, understands firsthand the unique challenges and opportunities that come with VA loans. This personal connection drives our commitment to making the homebuying process smooth and rewarding for veterans. Whether you're looking for a VA loan or exploring other mortgage options, you can count on us to guide you every step of the way with professionalism, dedication, and a personal touch.

A thorough pre-approval from a loan officer is essential for a smooth and successful home-buying process. It ensures accurate budgeting by evaluating your income, debt, credit history, and assets, helping you understand exactly how much house you can afford. This not only prevents you from falling in love with a home outside your budget but also sets realistic expectations for your search. A detailed pre-approval strengthens your offer, giving sellers confidence that you're a serious and qualified buyer, which is especially important in competitive markets. It also identifies potential issues early, such as credit concerns or undisclosed debts, reducing the risk of delays or denial during underwriting. By narrowing your home search to properties within your qualification range, it saves time for you, your agent, and the seller. Additionally, it allows you to house hunt with peace of mind, knowing your financing is in place, and prevents overextending by ensuring your monthly payment is sustainable. A thorough pre-approval tailored to your needs, including specific loan programs like VA or FHA, is the foundation of a stress-free, efficient home-buying experience.

At Parker & Shick Mortgage Team, we approach refinancing with a strategic mindset, focusing on what truly adds value for our clients rather than simply closing another loan. Unlike other loan officers who may prioritize earning a commission, we take the time to understand your long-term financial goals. Whether it’s lowering your monthly payments, consolidating high-interest debt, shortening your loan term, or tapping into your home’s equity for meaningful investments, we ensure that the refinance aligns with your unique needs. Our expertise allows us to identify opportunities that maximize savings and benefits, helping you build wealth and financial stability over time. With us, refinancing is more than just a transaction—it’s a partnership focused on your success.